Make Malta Your Home
Your guide to making Malta your home
Malta is a beautiful island that has the sunniest climate in Europe, with thriving cultural and food scenes. The Maltese are a warm and welcoming people, and it is no surprise that so many talented people from all over the world decide to make their home here. Understand these attractions and explore next steps in terms of estate agents and tax/relocation experts.
Malta reflects this history. Its hardy people have been forged by a long history of invasions, sieges, and rebellions. They are proudly different.
Malta is often cited as the most Catholic country outside the Vatican. And yet, in many ways, Malta is the ultimate multi-cultural society. The Maltese are remarkably tolerant, for example the country is often cited as the freeist country for the LGBT community. Welcoming friendly strangers, and a philosophy of "live and let live" is strongly in their character.
This deeply religious base is evident everywhere. Every saints' day is celebrated with its own fiesta, parade and fireworks. Indeed, it is easy to get the impression that the Island is one long party. This gives a strong sense of community, and every neighbourhood has its own band club where teenagers learn to play instruments. In Gozo's capital Victoria the two rival bands have created their own opera festival with rival productions. Malta is a very musical society. They often also have boat clubs, and the sunny/windy climate means Malta is a favourite destination for yachters and sailing enthusiasts. The Maltese regatta is quite an event, as is the Rolex Yacht Race.
The language, indeed, the local people, are Arabic at base, with strong Italian influences. But thanks to the Royal Navy, and deliberate government policy, just about everyone speaks English which is a huge commercial advantage for the country in today's age. The two official languages are Maltese and English. Maltese is the only Arabic language which uses the Roman alphabet, and it is surprising to hear the Maltese praying to "Allah" in a Christian church.
The food also reflects all of these influences. A lot of Italian pasta and risottos, supplemented by the excellent variety of local fish. Rabbits were bred during a time when beef was scarce and tourist restaurants will push this as the local dish, though this is something of an invention. The local lamb is excellent. Pastry and baked goods are very popular, with a strong Arabic influence such as Mqaret, a fig-based pastry. The hand of British cuisine is found in the cultural crossover pasties, and in the ease of obtaining bacon and eggs. Malta is perhaps the only country in southern Europe where this is possible.
Officialdom reflects the long history of Spanish licensing, superseded by British administration. The legal system is Napoleonic with strong British touches. In the older parts of town, the post boxes are British red pillar boxes. Malta joined the EU in 2004 and has benefited hugely from EU funding which has transformed the Island.
The economy is booming. One of the healthiest property markets in Europe. Fishing and tourism, are equalled by banking and construction. Malta is one of the most attractive tax destinations in Europe, so there is a wealthy expat community who add to the cultural mix.
Finding Housing
Malta's rental market is competitive, especially in popular areas like Sliema, St. Julian's, and Valletta. Start your search early and be prepared to act quickly.
Popular Areas
Sliema, St. Julian's, Valletta, Gzira, Msida, and the Three Cities offer good rental options and amenities.
Rental Costs
Expect €800-€1,500/month for a 1-bedroom apartment in prime locations. Shared accommodation starts from €400-€600/month.
Documentation & Permits
EU Citizens
Register with Identità for an ID card. No work permit needed.
Non-EU Citizens
Require residence permit and work permit. Apply through Identità and Jobsplus. Processing can take 2-3 months.
Nomad Residence Permit
For remote workers earning at least €2,700/month from abroad. Valid for 1 year, renewable for up to 3 years.
Working in Malta
Key Industries
iGaming, fintech, tourism, hospitality, and IT are the main employment sectors. English-speaking roles are widely available.
Salaries
Minimum wage is €835/month (2026). Average salaries: €20,000-€35,000/year depending on industry and experience.
Job Portals
Check Jobsplus.gov.mt, konnekt.com.mt, keepmeposted.com.mt, and LinkedIn for opportunities.
Healthcare
Public Healthcare
Free for residents with a Malta ID card. Main hospital: Mater Dei in Msida. Health centres available in most towns.
Private Healthcare
Many expats opt for private health insurance (€50-€150/month) for faster service and more choice.
Education & Families
Schools
Free public schools (teaching in Maltese), and private/international schools (€3,000-€10,000/year) offering British, American, or IB curricula.
University
University of Malta offers affordable higher education with courses taught in English.
Living in Malta — Frequently Asked Questions
What is the cost of living in Malta?
Malta is moderately priced compared to Western Europe. Monthly costs for a couple: rent €1,200–€2,000 (1-2 bed apartment in Sliema/St Julian's), groceries €400–€600, utilities €80–€150, transport €50–€100. Total comfortable monthly budget: €2,500–€4,000 excluding rent.
What are the most popular areas to live in Malta?
Sliema and St Julian's are most popular with expats for nightlife, dining and convenience. Valletta suits culture lovers. Gzira and Msida offer better value. The Three Cities (Birgu, Senglea, Cospicua) are beautiful, quieter and cheaper. Gozo is ideal for a slower pace of life.
How much does it cost to rent in Malta?
Expect €900–€1,800/month for a 1-bedroom apartment in Sliema or St Julian's (2026 rates). Valletta 1-beds run €1,000–€1,600. Cheaper areas like Msida or Gzira: €700–€1,100. Gozo is significantly cheaper at €500–€900. Shared accommodation from €400–€600/month.
Do EU citizens need a visa or work permit to live in Malta?
No. EU/EEA citizens have the right to live and work in Malta freely. You only need to register with Identità within 3 months to obtain a Maltese ID card. No work permit is required.
Can non-EU citizens move to Malta?
Non-EU citizens need a residence permit and work permit, applied through Identità and Jobsplus. Processing takes 2–3 months. Malta's Nomad Residence Permit is available for remote workers earning €2,700+/month. Malta also has a Global Residence Programme for high earners and investors.
What is the Nomad Residence Permit in Malta?
The Nomad Residence Permit allows remote workers and freelancers earning at least €2,700/month from non-Maltese sources to live in Malta. It is valid for 1 year and renewable for up to 3 years total. It does not grant the right to work for Maltese employers.
What taxes do expats pay in Malta?
Malta has a favourable tax regime. Residents are taxed on income earned in Malta and remitted to Malta. The top income tax rate is 35% but many expat programmes offer flat rates. Malta has double taxation agreements with over 70 countries. Seek specialist tax advice before relocating.
What are the main industries for employment in Malta?
iGaming and online gaming, fintech, financial services, tourism, hospitality, IT and software, and crypto/blockchain are the main growth sectors. English is the working language across most of these industries, making Malta highly accessible to expats.
What is the average salary in Malta?
The national minimum wage is €835/month (2026). Average salaries: €20,000–€35,000/year depending on industry. iGaming and fintech roles often pay €35,000–€60,000+. Hospitality and retail are at the lower end (€18,000–€25,000).
Is healthcare free in Malta for expats?
Public healthcare (Mater Dei Hospital and health centres) is free for registered residents with a Maltese ID card. EU citizens can also use their EHIC card for emergency treatment. Many expats supplement with private health insurance (€50–€150/month) for shorter waiting times and more choice.
Are there good international schools in Malta?
Yes. Malta has several excellent international schools offering British, American, and IB curricula. Fees range from €3,000 to €12,000/year. Popular options include Verdala International School, QSI International School, and St Edward's College. Public schools are free but teach primarily in Maltese.
Is Malta a good place to live as an expat?
Malta consistently ranks highly for expat satisfaction. Key advantages: English-speaking, EU member with low crime, year-round sunshine (3,000+ hours/year), Mediterranean lifestyle, excellent food scene, affordable compared to Western Europe, strong expat community, and a booming economy.
What languages are spoken in Malta?
The two official languages are Maltese and English. English is the primary business language and virtually everyone speaks it fluently. Italian is also widely understood. Daily life as an English-speaking expat is very easy.
How do I find a job in Malta?
Check Jobsplus.gov.mt (official government jobs board), Konnekt.com.mt (largest private jobs platform), KeepMePosted.com.mt, and LinkedIn. Networking events in Sliema and St Julian's are also effective, especially in iGaming and tech sectors.
Community & Social Life
Malta has a vibrant expat community. Join Facebook groups like "Expats in Malta" and "Malta Expat Network" to connect with others.
Many social clubs, sports groups, and cultural organizations welcome newcomers. Maltese people are generally friendly and welcoming.